Flying/Creeping Freehold

Background:

Flying / Creeping Freehold describes the situation where a part of a Property requires support from, or provides support to, another freehold premises part of which is built above or below the insured Property and there are no mutual rights of support and repair documented in the titles or they are inadequate. An insurance can provide a cost-effective solution to the problem.

In what circumstances is the cover needed?

Where a part of a Property requires support from or provides support to another freehold premises part of which is built above or below the insured Property and there are no:

  • Adequate rights of support and protection from or covenants for repair and maintenance of the premises adjoining above or below the Property, or
  • Rights of access onto such premises for the purpose of carrying out necessary repair or maintenance of the Property

 

Product features:

Risks Covered: Losses arising in respect of freehold properties other than a freehold flat or maisonette where part of the Property has a flying or creeping freehold.

Cover includes losses sustained as a result of inability to undertake or enforce or obtain reimbursement/appropriate contributions from the owner(s) of the premises in respect of maintenance/repair work necessary for the protection of the Property.

Information needed:

  • Property address
  • Property value (or developed value in the event that development is to take place)
  • Use of the Property both current and intended (if a change of use or development is intended)
  • Office Copy entries and filed plan

 

For further information about flying/creeping indemnity insurance or to get a quote, call our team on 0845 557 0845 (local call rate) or 01293 880700 or email us at enquiries@lawsureinsurance.co.uk