Restrictive Covenant Indemnity Insurance

Mines & Mineral Rights


Sometimes the Mines & Mineral Rights in respect of Property or land are reserved to a third party. This can be recorded on the title deeds to the Property, registered as a Caution, or, on occasion subject to an entirely separate title.

In what circumstances is cover required?

Where there is a proposed development of a property and there is a concern that the mining and/or mineral rights to the land belong (or may belong) to a third party and the third party seeks to exercise those rights to the detriment of the property.

Product Features:

Risk covered: includes payment of damages, loss of value and other costs and expenses.

Information Needed:

  • Property address
  • Property value (or developed value in the event that development is to take place)
  • Use of the Property – both current and intended (if a change of use or development is intended)
  • Office Copy entries and filed plan
  • Details of any known registration and/or action taken in respect of the rights


For further information about Mines and Mineral Rights indemnity insurance or to get a quote, call our team on 0845 557 0845 (local call rate) or 01293 880700 or email us at